The rise of off-plan property investments in the UAE

The off-plan property market in the UAE is transforming the way global investors, especially Indian buyers, diversify their portfolios. Savvy real estate buyers have started grabbing strategic off-plan opportunities in Dubai even before the first brick is laid. This phenomenon is triggered by advantages such as excellent return on investments, long-term residency benefits and a front-row seat to one of the world’s most dynamic and reliable property markets.

Buying into the future

Buying off-plan is a lucratively made decision for many as it typically involves locking in a property at a price below market value - at times, even before it’s even built. Once the development is ready and a solid community starts building, is when the capital appreciation gains traction.

Buying an off plan property in Dubai in most cases is buying early access to capital growth as the demand is fuelled by a growing population, tourism and foreign cash inflow. To add to this, developers also do not leave a stone unturned to lure in buyers.

Benefits like flexible payment plans, zero commission deals, waived DLD fees and early-bird discounts are offered before and during construction.

A passport to the UAE

In addition to being a financially sound decision, investing in Dubai off-plan property is a solid long-term decision. By investing AED 2 million or more in off-plan property, you unlock eligibility for the UAE Golden Visa.

This visa grants residency to you and your family in one of the world’s safest and tax-friendly havens. Add to this, no income tax, no capital gains tax and visa-free travel to several countries. Discerning Indian buyers prefer this opportunity as it lets secure a future home for their families and to diversify wealth.

New homes in secure Dubai hotspots

Off-plan properties are designed in strategically chosen and targeted master-planned areas for maximum returns, capital growth and stability.

The most lucrative off-plan projects in Dubai are:

• Dubai Hills Estate, which is a family-friendly and green community - hardly a few minutes from Downtown
• Emaar Beachfront is ideal for those seeking private beaches, stunning views and marina access
• The Valley is an oasis-inspired township
• Dubai Creek Harbour is an upcoming, smartly designed waterfront lifestyle area right next to the world’s tallest tower
• Rashid Yachts & Marina is the perfect pick for those seeking luxury living by the sea

Tailor-made opportunity

Off-plan property buyers in Dubai often get to choose the layout of their homes, pick and choose from different finishes, floors and views. In many cases, buyers even have the freedom to influence the unit’s design for future tenant needs. Customisation is key when building your own asset.

Off-plan properties are also ideal residential decisions as most nowadays feature high-efficiency cooling systems, smart home integration, EV-ready parking and sustainable building features.

Manageable risks

Off-plan properties often come with risks, but they are calculated. Delays can happen and markets can shift, but with due diligence and the right partnerships, these issues can be avoided.

It is ideal to buy properties from renowned and reputed developers, such as Emaar, Sobha, DAMAC and Nakheel. These developers often have a clean track record and deliver on time or even early. Another tip is to stick with projects registered with RERA and with funds secured in escrow accounts.

If you are still unsure of what to expect when buying off-plan property in the UAE, Benham and Reeves can help. With over 65 years of experience and over two decades of assisting Indian real estate buyers, we can offer in-depth insights into navigating the Dubai real estate landscape.

Wondering if now is the right time to invest in a Dubai off-plan property?

If you look around the trends surrounding overseas real estate, you will see that UAE tourism is back at record high, global businesses are shifting base to Dubai and the real estate landscape presents a promising, sustained growth. There is no better time to lock into value - especially when you compare off plan projects in leading global cities like London, Hong Kong or Singapore.

If you looking to hedge against rupee depreciation, off-plan in the UAE is not just a sound investment decision, but the smartest financial move you could make in 2025.